Smart Home & Mortgage Tips for Early March

The first week of March always feels like a fresh start.

Longer days. A little more sunshine. The first hints of green on the trees. And for many families, it’s the unofficial beginning of homebuying season.

At BankFirst Mortgage, we know spring is one of the busiest and most competitive times of year in real estate. Whether you're buying your first home, upgrading, or simply preparing your current home for the months ahead, here are practical, timely tips to help you start March strong.

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1. If You’re Planning to Buy This Spring — Start Now

Many buyers wait until April to get serious. The most prepared buyers start in early March.

Why now?

• Inventory typically increases through March and April

• Rates can fluctuate — preparation gives you flexibility

• Pre-approved buyers move faster in competitive markets

What to do this week:

• Review your credit (don’t guess — know your score)

• Avoid opening new credit cards or financing large purchases

• Gather pay stubs, W-2s, and bank statements

• Connect with a BankFirst Mortgage lender for a pre-approval

Spring moves quickly. Being ready before you find “the one” makes all the difference.

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2. Spring Clean Your Finances

Just like closets and garages, your finances deserve a refresh.

Take a close look at:

• Subscriptions you don’t use

• Unnecessary monthly expenses

• Debt balances that could be paid down

Even small improvements can:

• Strengthen your loan application

• Improve your debt-to-income ratio

• Potentially lower your interest rate

A cleaner financial profile equals more buying power.

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3. Boost Curb Appeal (If You’re Selling)

Thinking about listing your home this spring? First impressions matter — especially in March when buyers are eager.

Start with:

• Pressure washing driveways and siding

• Fresh mulch and seasonal flowers

• Touch-up paint on trim and front doors

• Cleaning windows to let in more light

Early March prep means you’re ready to list as soon as the market heats up.

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4. Tackle Seasonal Home Maintenance

Whether you’re buying or staying put, March is ideal for preventative maintenance.

• Schedule HVAC servicing before summer demand spikes

• Clean gutters and check drainage

• Inspect your roof after winter weather

• Test smoke and carbon monoxide detectors

Staying ahead now can prevent expensive surprises later.

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5. Think Long-Term — Not Just This Season

Spring buying season can feel urgent, but your mortgage is a long-term decision.

At BankFirst Mortgage, we focus on:

• Loan options that fit your life — not just today

• Clear communication (no surprises)

• Guidance through every step

We believe mortgages should feel personal — because they are.

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Ready to Make a Move?

If March is the month you start looking, let’s make sure you start prepared. Whether you’re buying your first home, refinancing, or just exploring your options, our team is here to walk alongside you.

Connect with a BankFirst Mortgage lender today and step into spring with confidence.

* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.