How Much House Can You Afford? A Guide to Making Smart Homebuying Decisions
Buying a home is one of the biggest financial decisions you’ll make, and understanding how much you can afford is key to setting yourself up for success. At BankFirst, our expert lenders are here to guide you through the process, ensuring you find a loan that fits your financial...
Low-Maintenance Landscaping Ideas for Busy Homeowners
A beautiful yard doesn’t have to mean hours of upkeep every weekend. Whether you're a homeowner balancing work and family or simply prefer to spend your free time relaxing rather than weeding, there are plenty of ways to create a stunning outdoor space without the constant...
Mortgage Myths Debunked: What You Really Need to Know
For many people, the idea of buying a home comes with a lot of questions—and just as many misconceptions. With so much information available, it’s easy to get caught up in myths about mortgage rates, down payments, and credit scores. Understanding the facts can help you...
Navigating the Home Buying and Selling Journey: A Step-by-Step Guide
Buying a new home while selling your current one can feel like a juggling act, but with the right approach, you can make the transition seamless. Here’s a step-by-step guide to help you manage both processes with confidence.
Step 1: Assess Your Market Conditions
The real estate...
Understanding Interest Rates: How They Impact Your Home Loan
How Does Mortgage Interest Work?
When you take out a mortgage to buy a home, part of your monthly payment goes toward the loan balance (principal) and part goes toward interest. Interest is the cost of borrowing money, and it’s calculated as a percentage of your remaining loan...
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