Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
As we review housing market activity over the past six months and into the early weeks of Q3, signs point to ongoing challenges: limited housing supply, reluctant sellers, and high mortgage rates continue to slow momentum.
Now, a new proposal is generating conversation across the...
Game-Changer: Credit Scores Just Got Rewritten
If you’re considering buying a home, your credit score plays a key role in qualifying for a mortgage—and even determines your interest rate. Recently, a big change was announced by the Federal Housing Finance Agency (FHFA) that could affect how lenders evaluate...
Who Should You Contact First: A Lender or an Agent?
Understanding the First Step in Building Your Homebuying Team
When you’re starting the journey toward homeownership, one of the first big questions is: Should I talk to a real estate agent or a mortgage lender first? Both play an essential role, but the order in which you...
15 Smart Tips for First-Time Home Buyers
Buying your first home is a big milestone—but it doesn’t have to be overwhelming. These practical, expert-backed tips can help you stay grounded, confident, and on budget.
1. Know your monthly comfort zone—not just your loan limit Getting pre-qualified helps you...
Psychological Pitfalls in Homebuying — and How to Avoid Them
Buying a home is one of life’s biggest milestones—and one of its biggest financial decisions. It’s also deeply personal, which can sometimes make it difficult to separate emotion from logic. At BankFirst, we believe a well-informed buyer is a confident buyer. So...
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